Dental insurance is designed to help you attain and maintain optimal dental health, but it is far different than medical insurance. In truth, dental insurance is more of an encouragement toward the prevention of problems rather than a means to provide treatment for those problems. Everyone wants to avoid problems, and the best way to do this is with cleanings and exams, which allows our team to address problems when they are small.
But, dental insurance can be complicated, and every plan is different. At Advanced Dental Arts NW, we work hard to ensure you get every benefit to which you are entitled. We are excellent at knowing what the insurance carrier wants, and we provide that information with every claim so the benefits are paid in a timely manner. We are happy at any time to review what your policy covers and give you the benefit of our expertise. And, we always review estimates of what should be covered.
That having been said, your dental insurance is a contract between you or your employer and the insurance company, and we are simply a provider of health care. We cannot influence what is actually in your dental insurance in Portland, and questions about that should be addressed with your provider.
Dental insurance sounds like medical insurance, but in truth, it is vastly different. While medical insurance is designed to cover very significant expenses relating to whole body health, dental insurance is largely geared toward maintaining what you have and making relatively minor repairs. Most dental insurance plans cover things like periodic teeth cleanings, diagnostic X-rays, and dental examinations, but cap the amount they will pay to exclude major restorative expenses. And, they artificially restrict what they may cover to limit their financial liability. It acts more like a prepaid plan than actual insuring against major loss.
That having been said, dental insurance IS highly beneficial to maintaining optimal dental health in order to minimize long-term expenses, and you are best getting cleanings and preventative measures done in a timely and scheduled manner.
"An ounce of prevention," as they say...
At Advanced Dental Arts NW, we will work to help you obtain the full benefits from your insurance carrier. We will, on your behalf, submit all paperwork, and will keep you fully informed as to the status of your claim. And, we will credit your account with the payment on the day we receive it, and let you know your balance.
Generally speaking, most dental insurance plans encourage the prevention of problems over the treatment of those problems. Dental cleanings, exams, and X-rays are usually covered at the highest percentage, followed by fillings and extractions, and finally, at the lowest priority, long-term durable restorations like crowns, bridges, and implants.
Bear in mind that every plan is different, with different deductibles and different maximum payouts. That is why it is so important for us to help you interpret the nuances of your specific plan. And, although we cannot and will not compromise our goal to provide you with the best overall treatment, we can work with you to prioritize your long-term care to work as much as possible within the constraints of your coverage.
Advanced Dental Arts NW is an in-network provider for many popular dental insurance plans, but we’re happy to accept out-of-network plans as well. If you don’t see your provider on the list below, be sure to give us a call with your policy information handy. We’ll probably still be able to offer you significant discounts on any type of care you need!
We proudly accept the following dental insurance plans:
Having Delta Dental Premier dental insurance in Portland is a great way to ensure the health and future of your smile. Although slightly different from traditional Delta Dental plans, you can still enjoy great savings. At Advanced Dental Arts NW, we want to provide individuals with affordable access to dental care, which is why we are pleased to be an in-network Delta Dental Premier dentist. Here in Portland, we know you have options when it comes to dentistry; however, we encourage you to call us to find out how we can help maximize your benefits and ultimately, help you save.
With Delta Dental Premier, there are two types of PPO policies to choose from: Low or High. No matter which one you choose, you’ll save significantly on various dental services; however, it is not until our team has a chance to review your plan that we can help you better determine how to get the most out of it.
With a Low PPO plan, 80% of your diagnostic and preventive services are covered. Fifty percent of your minor and major restorative services are also covered.
With a High PPO plan, 100% of your diagnostic and preventive services are covered, while 60% of your minor restorative services are covered, and 50% of any major restorative service is covered.
Because these are deemed fee-for-service benefits, you will have a copayment that you will be responsible for, as well as a deductible. Apart from the coverage provided by your insurance company, you will be required to pay any additional charges that may occur.
Also, with a Delta Dental Premier dental insurance policy, there is likely to be a waiting period for any type of restorative treatment. Our team, however, will go the extra mile to maximize your benefits and get you the care you need in a timely fashion.
At Advanced Dental Arts NW, our team believes in providing the best possible dental care to residents in the Portland area. This is why we are a go-to provider for local employers, offering exceptional dentistry that promises comfort, safety, and top-of-the-line results. And because we believe in personalization and relationship-building, you’ll feel right at home.
We provide our services to employees of the following companies:
Apart from scheduling your appointments, we'll help to maximize your employees' Delta Dental Premier benefits.